About

In 2015, I was fortunate enough to be part of a 3 person design team that won a Red Dot Award for our financial service design concept, Moneta. This thesis project took a deep look at the unbanked and underbanked dilemma facing middle and lower income America. The outcome of our 10 week project was a new financial service concept designed to empower and educate users to help them achieve financial well-being.

Click below for a more detailed look at our research, process, and deliverables dating back from 2011-2015. While some of the dates on the research may seem dated, I assure you the problem continues to plague the United States. This is a problem/opportunity I am very passionate about, personally and professionally.

Our Approach

As a NPO 501(c) Moneta is structured to empower users and focus on their benefit rather than strictly profiting shareholders. Community and transparency drive social innovation for Moneta while increasing value, trust, facilitating sustainability, and growth. Through transparent practices and an educational platform Moneta seeks to educate its users while encouraging confidence in the service offerings. Investors and partners play a pivotal role in triggering virtuous economic cycles in the communities that adopt Moneta.

Moneta was a featured exhibit as part of the 2015 Service Design Network Global Conference in NYC. Click for the detailed poster

Team members: Evan Knowles & Ana Soto